United Bankshares Achieves Record Success: A Bright Future Ahead

United Bankshares Inc. is celebrating a year of extraordinary financial performance as they recently convened their Annual Meeting of Shareholders at the Congressional Country Club in Bethesda, Md. Executive Chairman Richard M. Adams announced that the company recorded an impressive $465 million in earnings for 2025, translating to an increase in earnings per share from $2.75 to $3.27. This stellar performance underscores the company’s ability to thrive in a competitive financial landscape.

Robust Growth and Strong Returns

United Bankshares not only showcased strong earnings but also demonstrated significant growth in both loans and deposits, with an increase of approximately $1 billion in each category. The company's total return in 2025 was 6.5%, aligning well with the KBW Regional Banking Index. Remarkably, in early 2026, the company’s total return soared to 11.8%, substantially outperforming its peers, further solidifying its reputation as a leader in the financial services sector.

Commitment to Shareholders

In a commendable move for its shareholders, United Bankshares increased its dividend for the 52nd consecutive year from $1.48 to $1.49 per share. This consistency reflects the company's sound asset quality and robust capital position, which have remained resilient even in challenging economic times. Adams remarked that this increase “clearly demonstrates our strong earnings and commitment to our shareholders.”

Strategic Expansion and Community Impact

The recent acquisition of Piedmont Bancorp Inc., completed in January 2025, has significantly enhanced United's foothold in the Southeast banking market, where 43% of its outstanding loans are now situated. This strategic maneuver was described as “highly accretive to earnings per share” by Adams, highlighting the anticipated benefits in the competitive banking environment.

Further emphasizing the company's dedication to positive community impact, Adams expressed gratitude towards the United team members for their efforts in building a "great banking company." This sentiment of corporate responsibility echoes through their mission of making a meaningful difference in the lives of customers and the communities they serve.

As United Bankshares Inc. continues to pave the way for its future, their record earnings and steadfast commitment to growth and community will undoubtedly position them for further success in the coming years. With a strong foundation and visionary leadership, the future looks exceedingly bright.